MJD Risk Insurance Brokers

Short Term Insurance and Risk Management Consultants

“Partners in your Risk”

Fraudsters targeting victims of vehicle theft

With the number in vehicle thefts and hijackings increasing across South Africa, an alarming new trend has emerged involving scams directed at the victims of recent vehicle thefts/hijackings. This according to Hugo van der Merwe, National Manager: Assessing at MUA Insurance Acceptances, who says that the company has already seen multiple instances where policyholders have […]

Who should you allow to drive your car?

From the family car to the company truck, there are some important things to know about liability involving a loaned vehicle. Whether your friend needs to borrow your bakkie to move his couch or your daughter wants to drive your car to her university class twice a week, it’s not uncommon to offer to lend […]

Your insurance safety net following a road traffic accident

In a country where more than 500,000 road traffic accidents are reported each year the chance of being injured or killed in an accident are as high in South Africa as anywhere in the world. The best way to protect you and your family from the financial repercussions of road traffic accidents is to have […]

Proving ownership not easy

Proving ownership of household items when claiming from your insurer is not as easy as it may seem.  Often the insured has not drawn up a proper inventory of all of his or her household possessions prior to submitting a claim or even prior to the inception of cover with their insurer. Many consumers are […]

Will insurance pay claims for a landslide?

A recent incident where almost 30 families in Mosselbay had to evacuate their houses after land foundations shifted, has raised awareness about whether this type of damage is typically covered by insurance policies. Most insurance policies provide limited or no cover for subsidence, landslip or ground heave unless it is specifically requested beforehand and the […]

Insuring your jewels and gems

Jewellery is like ice-cream. There’s always room for more! Your collection of jewellery is likely to grow over the years and represents valuable, treasured and often sentimental items that need protection from theft or loss. Aon South Africa, insurance brokers and risk advisors, provides the following important advice to make sure your jewellery is correctly […]

Who should you allow to drive your car?

From the family car to the company truck, there are some important things to know about liability involving a loaned vehicle. Whether your friend needs to borrow your bakkie to move his couch or your daughter wants to drive your car to her university class twice a week, it’s not uncommon to offer to lend […]

Insuring your personal generator

By: Christelle Colman, Managing Director of Elite Risk Acceptances After a few weeks of national rolling blackouts, Eskom has announced that no load-shedding is anticipated for this week. The system, however, remains vulnerable, and South Africans remain in the dark regarding the future of Eskom’s energy crisis. This uncertainty is expected to drive an increased demand […]

Make sure your student child’s valuables are adequately insured

Your student child will soon be heading back to or starting at their various campuses and like many University and College students, they are walking around with thousands of rands’ worth of property on them.  While Universities and Colleges try to create awareness to eliminate potential security threats and risks, personal property theft is one the most […]

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