Insurance risks regarding fire
Over the past few weeks devastating fires have swept across areas in and around Cape Town, creating severe damage to properties. With firefighters still trying to get many of the blazes under control, people who live in the affected areas are at risk of suffering huge financial losses as the infernos advance closer to residential […]
Your rights and responsibilities following a road traffic accident
Each year thousands of South African road users fall victim to road traffic accidents. The consequences of these accidents vary greatly – if you are lucky you may walk away unscathed and only face the cost of repairs to your motor vehicle and other damaged assets – those less fortunate could face serious injuries accompanied […]
Feeling the pinch of the fuel price hike? Check your insurance before you monetise your ride
Motorists hit by a whopping 99c increase in the price of petrol this month, hot on the heels of already hefty increases earlier in the year, are feeling the pinch. With the fuel price at its highest point ever, South Africans are looking for ways to decrease their transport costs – and carpooling is an […]
New legislation around water heating systems (Geysers)
Nobody wants to land in hot water! The best way to avoid trouble, is to always stay on top of new developments like this: the government has passed legislation regulating the manufacturing of hot water systems (geysers). Going forward, all manufacturers have been requested to produce and supply an energy efficient geyser, named the B […]
Can social media validate a claim?
Social media sites have taken over our lives. Social media has the power to unify voices, publicize important issues and inspire the world but at the same time, it comes with disciplinary, legal and reputational consequences. Emma Sadleir, Social Media Law Expert, once said digital content is dangerous content. “Even though there are privacy settings, […]
Can an exemption clause or disclaimer protect you from a liability?
Disclaimers are everywhere – anytime someone is warning you of something or letting you know something for your own good, it’s a disclaimer. Remember when one woman sued McDonald’s for spilling hot coffee on herself and won $2 million? After that the Company upped the disclaimer on their cup – this coffee is SUPER HOT […]
Insuring your business against cyber crime
Last month’s hack at one of SA’s largest insurers has been a wakeup call for many local businesses that have maintained a fairly relaxed approach to cybersecurity. As the biggest SA breach to date, it dominated the headlines, but the reality is that cyber security issues have been creeping up on us for some time, […]
Motor Insurance Tips
Many people find the insurance aspect of securing their vehicle against theft, loss or damage overwhelming as there are so many variations of cover and costs available. “Without the financial experience of what insurance is all about, a D-I-Y approach is challenging when trying to figure out why the quotes you receive vary so radically […]
Motor insurance tips – how to avoid common pitfalls
There’s nothing quite like a new car to fluff out your tail feathers and put a spring in your step. As exciting as it is, your shiny new car also represents a significant financial responsibility. Insurance may feel like the last thing you want to focus on when you’re chomping at the bit to get […]
Natural Disasters and Home Insurance
In October 2011, two tornadoes tore through South Africa, striking Duduza, a township on Gauteng’s East Rand, and Ficksburg in the Free State. Hundreds of people were injured, and one child died. Although there have been small instances of natural disasters in South Africa in the past, in recent years these have become more common: […]