MJD Risk Insurance Brokers

Short Term Insurance and Risk Management Consultants

“Partners in your Risk”

Over the past few weeks devastating fires have swept across areas in and around Cape Town, creating severe damage to properties. With firefighters still trying to get many of the blazes under control, people who live in the affected areas are at risk of suffering huge financial losses as the infernos advance closer to residential areas.

Without adequate insurance cover in place, consumers are also at risk of being left with hefty financial bills for the damage caused by fires, as well as additional charges for the use of emergency fire services in the event of an incident.

Depending on the city and the nature of the fire, homeowners may be subjected to a fee for the usage of fire personnel and resources that have been used to put out a fire at a private residence. The various cities in South Africa have different policies in place regarding the usage of emergency fire services. It is important that homeowners are aware of what services are covered in their area and what they may be expected to pay for, especially if they do not have adequate insurance cover in place. In addition, it is equally important that they also have the emergency contact numbers on hand at all times and know where to contact them in the event of a fire.


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