MJD Risk Insurance Brokers

Short Term Insurance and Risk Management Consultants

“Partners in your Risk”

Many households are tightening their purse strings in the face of growing financial strain, and there are mounting concerns around job security as many companies and industries are downsizing. In the face of financial pressure, there’s always the temptation to cut insurance costs in a bid to save money on what many view as a grudge purchase – until something goes wrong that is!

The right approach is to review covers critically with your broker, understand what the essentials are, and then right-size them to ensure that you’re sufficiently covered for any worst-case scenarios. When trying to cut back, the most important factor is to ensure that you are not exposing yourself to the risk of uninsured losses which could prove far more financially crippling.

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