MJD Risk Insurance Brokers

Short Term Insurance and Risk Management Consultants

“Partners in your Risk”

So, you know insurance is important, and that you should take out cover for your car, home and the belongings you carry around with you on a daily basis. But what cover is best suited for your car and what about your other vehicles?

Find out what you need to know about the different kinds of vehicle insurance products.

Your wheels – two and four

We understand that not all things are created equal, which is why we offer different types of car and motorcycle insurance products to ensure that whatever your needs are, you have peace of mind.

  • Comprehensive Insurance: This is the whole package, but also the most expensive option. When you cover your vehicle comprehensively, you’re protected against theft, accidents, fire and the damage you cause other people’s property.
  • Third Party, Fire and Theft Insurance: This kind of cover protects you against the damage you cause other people’s property, fire damage and if your car or motorcycle is stolen. It’s important to note that you are not covered for the damage to your own vehicle in the event of an accident.
  • Third Party Insurance: This type of cover is normally recommended for older vehicles, as it only covers you for the damage you cause other people’s property. Just remember, this policy does not cover you for any damage to your own vehicle.

Pack a little extra

Sometimes you just need a little extra space; whether you’re going on holiday or helping a friend move – trailers and caravans can play a significant part in your life. That is why they also deserve the best cover.

Our caravan and trailer insurance covers you against theft, damaged and the damage caused to other people’s property. We also offer cover for all the belongings inside as well as other value-added benefits such as emergency repairs and safeguarding.

Water fun

Do you live for your weekend water getaways? It doesn’t matter if you have a rubber ducky or a catamaran. Our Watercraft Insurance includes cover for your craft on and off the water as well as for the damage you cause other people and their property.

No engine required

Are you a passionate and serious cyclist or more the lazy Sunday morning drive type? Regardless, you need to keep your bicycle covered. We offer Insurance that covers your bikes against theft, damage and hijacking. In addition, we also include cover for medical and emergency expenses.

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