Explaining terms commonly used in insurance

By Insurance Gateway Making better decisions about your risk and insurance starts with having a clear understanding of the common terms and definitions used in your insurance policy. In its absence, many individuals may only discover a specific exclusion or condition of cover at claims stage which may adversely affect the outcome of a claim.  […]

Active Safety Features – your car’s way of protecting you

This article was published in the Insurance Gateway site Today’s modern cars, even the more budget-priced cars, incorporate a number of safety features to protect passengers and reduce the severity of motor accidents, or even to avoid them entirely. In the US for example close to 60 million vehicles are equipped with some sort of […]

Your insurance policy is not a maintenance contract

Your insurance policy is not a maintenance contract 10 November 2021Old Mutual Insure via FA News By Lizo Mnguni, Old Mutual Insure spokesperson All too often consumers assume their insurance policy is a maintenance contract, but this is one of the biggest reasons for claims being rejected by insurers. This is according to Old Mutual […]

Insurance cover if your driver’s licence expired

by Paul Kruger of (Moonstone)on 30 August 2021 How will insurers treat motor vehicle claims where the insured person’s driver’s licence has expired after 31 August 2021? The South African Insurance Association (SAIA) says that drivers can take comfort in the fact that an insurer will not automatically reject a claim where a licence has expired. This matter […]

Deadline approaches for driver licence renewals in South Africa

Staff Writer28 July 2021  Top of Form The Road Traffic Management Corporation (RTMC) has urged motorists to renew their licences before the grace period deadline at the end of August. The national lockdown imposed on the country last year forced licencing centres to close, resulting in a backlog of expired licences. Transport minister Fikile Mbalula subsequently […]

Three reasons why a vehicle tracking service is a must

Article by Tracker Don’t have a vehicle tracking service yet? Here are three reasons why vehicle tracking is essential. 1. Stolen vehicle recoveryFor some people, a car is one of the most significant assets that they own. It is also one of their most expensive purchases, and the loss of the car, if it is […]

What is SASRIA and what does it cover?

This edition of “MJD News” is dedicated to SARIA cover which is the correct cover to have in the current climate of mayhem and destruction besetting our beloved Country. As a rule we include this cover in all policies administered by MJD Brokers. Please feel free to contact us should you have any further enquiries. […]

Load shedding: 9 ways to protect your property

South Africans to take necessary precautions in protecting their property. South Africa’s power utility Eskom has announced stage 2 of rotational load shedding which has been reported to take place from 17:00 on Sunday and could go up to 22:00 on Tuesday evening. When the load shedding stages increases, so does the frequency of the […]

Defamation and social media: a liability perspective

Warren Buffett once said, “It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you’ll do things differently.” In recent years people have found themselves in hot water on social media for saying and posting things they believed were not harmful or offensive. With just one […]