What To Look for in Business Insurance
What To Look for in Insurance NB This is a USA article by Family Handyman but equally relevant to South Africa businesses. As a busy small business owner or independent contractor, you know that you need insurance. Having insurance protects your business if anything should go wrong, and in many states you can’t even get a business license […]
What you need to know about insuring solar PV panels
Author – George Jennings of Consort As the construction industry evolves and adapts to trends and innovation, so must the underwriters supporting the industry. However, before we talk shop let’s discuss solar and photovoltaic energy panels. Solar technology is used to transform solar energy into thermal energy and can be divided in to two categories: […]
Why your insurance premiums don’t decline as your car gets older?
By: Nu Gen Although it may seem logical that, as a vehicle’s value depreciates over time, theinsurance premium should follow suit, this is rarely the case. Far from beingunfair on policyholders, there are a couple of reasons why a decrease ininsurance premiums is not necessarily possible.Depreciation means the value of an item decreases over time. […]
Short Term Ombud clarifies difference between Private, Business and Commercial insurance
by Janine Geldenhuys on 18 February 2021 0 Upon entering a contract for a motor insurance policy, it is very important for financial advisers to clarify what the intended use of the vehicle is in order to determine the correct risk profile and to calculate the appropriate premium. Understanding the distinction between the various usages is important – if […]
Insurance 101
09 February 2021Aon South Africa Mandy Barrett of Aon South Africa Taking out insurance of any kind is not an undertaking that should be taken lightly. After all, making sure that your most hard-earned possessions are covered in the event of accidental damage or loss is no small matter. Many people try and navigate their […]
What types of specialty cover for personal insurance needs should you consider?
22 August 2019Elite Risk Acceptances Christelle Colman, Managing Director of Elite Risk Acceptances Tips from an industry expert When it comes to short-term insurance, most people know the basics of home and motor insurance, but this is just the tip of the “insurance iceberg”. The truth is, there are a number of other more nuanced […]
Renting out your home on Airbnb or driving for Uber?
10 December 2020Aon South Africa Mandy Barrett of Insurance Brokerage and Risk Advisors at Aon South Africa Insurance Implications of the Sharing Economy As a growing avenue of added income, many property owners are renting out their homes to locals and foreigners over the holiday season or working as an Uber driver in their personal […]
If you have a car crash during curfew, will your insurance claim be rejected?
Insurers generally don’t honour a claim if you were doing anything illegal at the time of the so-called claimable event — such as driving over the legal alcohol limit or without a valid So what about if you have an accident between 9pm and 6am, when you shouldn’t be on the road at all, thanks […]
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Holiday Safety Tips
BY ADT As the year finally draws to a close, many of us have hopefully made plans to get away for the holiday season. Whether you’re going away, if you’re working, or just staying at home this December you need to make sure you are ready for a safer end to the year. Below are […]