MJD Risk Insurance Brokers

Short Term Insurance and Risk Management Consultants

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5 Ways to reduce your vehicle insurance premiums

11 November 2020 By: Santam 2020 is a tough year and many people are looking for ways to decrease their expenses. Good news is that, with many people now working from home and commuting less, you may be able to negotiate a better rate on car insurance. South Africa’s leading general insurer, Santam, says consumers […]

Will it be vacation or staycation this festive season?

Despite Covid-19 lockdown restrictions largely lifted in South Africa, the threat of a second wave are seeing many South Africans review or even put off plans to travel this holiday season. Add to this lost jobs, reduced incomes and ongoing personal infection concerns and December 2020 is likely to see a lot more South Africans […]

Identity theft – What to do if your identity is stolen

By Moonstone: Finding purchases or transactions on your bank statements that you cannot explain? Receiving credit cards or statements for accounts that you never applied for? Denied credit for a purchase, even though your credit record is clear? Chances are that you’ve become one of a growing number of South Africans who have become victims […]

The insured, the uninsured and the not-so-insured

By Moonstone: Various statistics in the past years have indicated that millions of passenger cars on South African roads are not insured. A year ago, the Automobile Association reported that only 3 in 10 vehicles were insured. That means that when you are in traffic, many of the cars around you are probably not insured. […]

Forgetting to erase the data stored by your car could be putting you at risk

Here is some important news from Tracker. Modern cars are great. Not only are they more powerful, they come with a host of features to make it easier to drive and keep you entertained while doing so. The latest infotainment systems and connectivity technology enable hands free calling, easy navigation and the ability to listen […]

Could the ‘stripped-down’ policy become the new normal?

28 July 2020CIB There’s a widely held understanding in the insurance industry that clients expect absolutely everything to be covered under their short-term insurance policies. And when a claim gets repudiated, the small print gets blamed. Or the insurer is seen as unwilling to pay out. CIB’s Executive Head: Sales and Marketing, Jon-Jon Smit, believes […]

Load-shedding: How power surges and generators affect your insurance

13 August 2020King Price Load-shedding is on the menu again, sending South African consumers scrambling for alternative power supplies – but while it’s worth installing surge protectors to protect your appliances, make sure your generators or back-up power systems are installed professionally to ensure you’re covered by insurance. Wynand van Vuuren, client experience partner at […]

3 major new driving changes planned for South Africa

Source: Staff Writer 4 June 2020 BusinessTech The Department of Transport plans to introduce a number of changes pertinent to motorists, and as part of its effort to make the country’s roads safer. This includes new rules around drunk driving as well as the official introduction of the country’s demerit system. The changes are outlined […]

Insurance and Risk in a Post-Covid Economy

Source:  TS COMMUNICATIONS Nothing will be the same in the world post-Covid 19.  As our economy slowly starts to reopen following a crippling lockdown, the realisation that consumer behaviour and the drivers of consumption patterns have been radically altered is laid bare.  The financial and health impacts of Covid-19 and the lockdown are patently obvious.  […]

10 Things you burglar wont tell you

Tips from ADT Now that we are in Level 3 lockdown we may start to see an increase in residential crime the below tips  could make everyone more mindful and ensure families remain safe. 10 TIPS to keep in mind that your burglar won’t tell you: Sometimes, I carry a clipboard. Sometimes, I dress like […]

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