Unlocking a new future for South Africa
By Indwe Risk Services Going back in history, there have been many defining moments for human beings over the centuries of our existence on planet Earth. In recent times we have survived The Great War, The Great Depression, World War II and The Great Recession. Now, we are facing The Great Infection, as the COVID-19 […]
Proving ownership not easy
Proving ownership of household items when claiming from your insurer is not as easy as it may seem. Often the insured has not drawn up a proper inventory of all of his or her household possessions prior to submitting a claim or even prior to the inception of cover with their insurer. Many consumers are […]
Road Safety – Drinking and Driving Remains a Major Concern for Road Safety Efforts
Road safety has become a global issue that ranks as one of the most pressing matters facing society today. The United Nations’ Global Road Safety Strategy, which was released early 2019, estimated that globally, nearly 1.3 million lives are lost annually as a result of road traffic collisions, resulting in more than 3 000 deaths […]
LIABILITY CLAIMS – WHEN TO NOTIFY?
Typically, an insurance policy stipulates that notice of a claim must be given as soon as possible or within the time limit stipulated by the policy. While this may seem simple enough with a straight-forward assets policy, liability insurance is markedly different. The issues of when and why to provide notification of a liability claim […]
When does a claim under a liability policy prescribe?
A claim for indemnification under a liability insurance contract only arises when liability to a third party for a certain amount has been established. For purposes of prescription, the debt becomes due when the insured is under legal liability to pay a fixed and determined sum of money. Until then a ‘claim’ for indemnification under […]
Make sure your student child’s valuables are adequately insured
Make sure your student child’s valuables are adequately insured By: Marius Neethling, Santam’s manager of personal lines underwriting Your student child will soon be heading back to or starting at their various campuses and like many University and College students, they are walking around with thousands of rands’ worth of property on them. While Universities and […]
Tips for school children by ADT
Tips for school children by ADT With schools opening and many children already at orientation sessions, it is a time of excitement and anxiety for kids and more likely parents. Now is the perfect time to revisit some back to school safety and security advice for the year ahead. For parents of older children these […]
Insurance and risk in an age of Social Media
By: Christelle Colman, insurance expert at Old Mutual With over 16 million Facebook users* alone in South Africa, social interaction increasingly involves the conscious – and also unconscious – exchange of personal information online. Apart from the obvious security risks, “social media users often don’t realise that insurers also view social media platforms and posts […]
Safety tips for when you are driving
Here are some precautions for all motorists, but particularly women travelling alone, to keep in mind. These can help you to stay safe and avoid becoming a crime statistic. Vehicle maintenance Ensure that the vehicle you are travelling in is roadworthy. You do not want your vehicle to break down, especially in a deserted area […]
Protecting your Identity this Holiday Season
By: SAIA The South African Insurance Association (SAIA) encourages consumers to consider taking extra care in protecting their identity this festive season. Criminal activity tends to increase considerably over the holiday season. It is also often a time for criminals to take advantage of consumers through several cybercriminal activities, including identity theft. Online shopping offers […]